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Digital Lending Business Analyst

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PwC Österreich

Job

  • Level
    Senior
  • Job Feld
    Project, Requirements
  • Anstellung
    Vollzeit
  • Vertragsart
    Unbefristetes Dienstverhältnis
  • Gehalt
    ab 61.000 € Brutto/Jahr
  • Ort
    Wien
  • Arbeitsmodell
    Onsite

    • Job Zusammenfassung

    In dieser Rolle analysierst du digitale Kreditvergabeprozesse, übersetzt regulatorische Anforderungen in konkrete Designs und unterstützt bei der Produktentwicklung für die SME-Kreditvergabe.

    Job Technologien

    Deine Rolle im Team

    • We are looking for an IT Business Analyst with 5+ years of experience in Digital Lending Transformation projects at major European banks or financial institutions, to act as the functional-domain backbone of a delivery-led service offer focused on SME lending origination.
    • On a solid IT business-analysis foundation, this role puts domain depth first: the successful candidate bridges business needs and IT solutions, knows how SME lending origination actually works, and can turn regulatory and business requirements into concrete design.
    • Beyond delivery, they co-author the offer's reusable assets and support business development.
    • Client-facing pre-sales is done in support of the offer lead rather than owned end-to-end.
    • The candidate works closely with business stakeholders, developers, testers and project managers to ensure solutions meet business objectives and regulatory requirements.
    • Domain & regulation
    • Own the SME origination domain: Be the reference point across application intake, KYC/onboarding, creditworthiness assessment, underwriting, decisioning, offer, disbursement and monitoring.
    • Translate regulation into design: Assess the impact of regulatory change (e.g. EBA Loan Origination & Monitoring guidelines) on lending systems and turn obligations into testable requirements, controls and target-state processes.
    • Co-author reusable assets: Build, with the offer lead, the capability reference model, the vendor-selection framework (scoring, RFI/RFP, TCO), the integration reference architecture and the governance & migration playbook.
    • Drive fit-gap and platform assessment: Assess origination platforms against a capability reference model and lead structured fit-gap analysis.
    • Support pre-sales: Contribute domain credibility to pitches, proposals and client workshops, in support of the offer lead.
    • IT business analysis & delivery
    • Gather, analyze and document functional and technical requirements related to lending products and processes.
    • Translate business needs into clear, structured documentation (Business Requirement Documents, User Stories, Use Cases).
    • Collaborate with development teams to ensure alignment between technical implementation and business goals.
    • Support functional testing and coordinate UAT (User Acceptance Testing).
    • Monitor project progress, identify issues and contribute to their resolution.

    Unsere Erwartungen an dich

    Qualifikationen

    • Proven track record delivering complex IT projects in Financial Services (traditional banks, digital banks or fintech), ideally including a delivered SME (or commercial) lending origination transformation.
    • EBA LOM fluency -- able to translate the guidelines into requirements and controls.
    • Familiarity with creditworthiness and affordability assessment in an origination context, enough to work with risk teams.
    • Exposure to automated decisioning solutions (e.g. credit decision engines) is valued.
    • Process modeling tools and methodologies (BPMN, UML).
    • Project-management and ticketing tools (JIRA, Confluence).
    • Comfortable navigating complex IT architectures; integration and data literacy (APIs, core-banking touchpoints, data flows for decisioning).
    • Familiarity with the origination platform providers landscape.
    • Strong analytical and problem-solving skills; comfortable structuring ambiguity and building from a blank page.
    • Effective communication and interpersonal abilities, credible in front of senior client stakeholders.
    • Able to work independently and collaboratively in cross-functional teams.
    • Proactive mindset with a focus on continuous improvement.
    • You don't meet all the listed requirements? No problem! Not every applicant has to fulfil all criteria -- we are happy to invest in your abilities!

    Erfahrung

    • 5+ years as an IT Business Analyst in Digital Lending Transformation projects.
    • Working experience with relational databases and SQL.

    Unser Angebot

    • On a full-time basis, we offer an entry salary for a Senior Associate from EUR 61.000 per year (all-in).
    • Depending on your qualifications and experience, we will agree your actual salary in a personal conversation.
    • Do you have more to offer than the minimum? So do we.
    • At our company your salary increases annually.

    Benefits

    Work-Life-Integration

    Mehr Netto

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    Essen & Trinken

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    Job Standorte

    Map of company locations© OpenMapTiles, © OpenStreetMap contributors

    • Standort Wien

      Österreich

    Das ist dein Arbeitgeber

    PwC Österreich

    PwC Österreich

    Klagenfurt Am Wörthersee, Graz, Salzburg, Wien, Linz

    PwC zählt zu den führenden Beratungsunternehmen weltweit. Als globales Netzwerk von Mitgliedsfirmen in über 150 Ländern bieten wir Dienstleistungen in den Bereichen Wirtschaftsprüfung, Steuer- und Rechtsberatung sowie Unternehmensberatung an. Rund 1417 Mitarbeitende in Österreich teilen sich eine Vision: Wir liefern mutige Ideen, Lösungen von Menschen für Menschen, unterstützt durch wegweisende Technologie.

    Description

  • Unternehmensgröße
    250+ Employees
  • Gründungsjahr
    1994
  • Sprachen
    Deutsch, Englisch
  • Unternehmenstyp
    Etablierte Firma
  • Arbeitsmodell
    Hybrid
  • Branche
    Banken, Finanz, Versicherung, Beratung, Recht, Steuern, Wirtschaft
    • Logo PwC Österreich

    Digital Lending Business Analyst

    PwC Österreich
    Gehalt
    ab 61.000 € Brutto/JahrNetto aus dem Bruttogehalt im Inserat umgerechnet.ab 41.635 € netto/Jahr
    Ort
    Wien
    Arbeitsmodell
    Onsite
    Diversität
    Für alle Personen geeignet (m/w/d)
    Nur Englisch
    Nur Englisch erforderlich

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